If you have a motor accident and there is another party involved, please refrain from negotiating with the other party. It is a General Condition of your policy that you must not make may admission, statement, offer, promise or payment without our written consent. You must further not negotiate with the other party, if they were the cause of the accident, regarding the payment of your excess.
If you accept your excess from the other party, you prejudice our rights of recourse against the other party and or his/her Insurer and we will hold you liable for the balance of our outlay on the claim. Your excess may be R5 000 against a claim of say, R50 000. If you accept your excess from the other party, we are unable to recover our outlay.